Georgia Consumer Bankruptcy Blog

Saedi Law Group is a frequent speaker and lecturer on bankruptcy related topics. Our blog keeps Georgia consumers up to date on legal issues in Georgia.

Authorized Users and Bankruptcy: What Happens On Credit Reports and What Can You Do?

One of the first questions I always ask my clients is are you an authorized user on anyone’s account or vice versa.  Why? Although legally, an

Getting A Car Loan While In a Bankruptcy Case

A very common situation that arises for our clients is the need to finance a car while still in a Chapter 13 repayment plan. During the three to five

Chapter 13 and Chapter 7 Bankruptcy: What is the Difference?

Whenever I do a new client consultation one of the first things I do is explain the difference between Chapter 13 and Chapter 7.  While the United St

What Questions Do They Ask At the Chapter 7 341 Hearing?

After a bankruptcy petition is filed, the Court will schedule a Creditors Meeting under Rule 341 of the Bankruptcy Code. While your creditors may appe
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Should Senior Citizens File for Bankruptcy?

Our firm works with many older clients who are facing both retirement and overwhelming debt.  Does it ever make sense for retirees to go bankrupt? Fo

Creating A Financial Checklist

These days, most people I know don’t have a financial plan. We spend a lot of time planning for other aspects of our lives, such as our careers, mar

Reducing Your Debt By Simplifying Your Life

For centuries, people have bought into the popular (and false) belief that possession—material wealth and stature—was synonymous with happiness.

It is Never Too Early to Teach Your Kids About Finances

When I was a kid my parents never really sat me down and taught me about money, savings, debt, or anything related to financial management.  Many of
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11 Habits of People Who Are Debt Free

After practicing bankruptcy for almost 20 years I have become very aware of the power of debt and the havoc it can wreak on someone physically, mental