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Georgia Consumer Bankruptcy Blog

Saedi Law Group is a frequent speaker and lecturer on bankruptcy related topics. Our blog keeps Georgia consumers up to date on legal issues in Georgia.

Credit and Bankruptcy: What Happens to Your Score?

A common concern that many people have when considering filing for bankruptcy relief is how filing a bankruptcy will impact their credit score. While

Title Pawn Loans in Bankruptcy: How Are they Treated?

A title pawn is a transaction where the title to a vehicle is transferred to a pawnbroker in exchange for a loan. The transfer is subject to the borro

Lien Stripping in Chapter 13 Bankruptcy

Lien Stripping in Chapter 13 Bankruptcy Chapter 13 provides the very powerful tool of “lien stripping”, or removing second mortgages and h

Reaffirmation Agreements and Bankruptcy

REAFFIRMATION AGREEMENTS IN BANKRUPTCY If you have debt which you want to retain in your case you may be required to sign a reaffirmation agreement in

How Bank Accounts are Affected When You File for Bankruptcy

A very common concern we hear from clients is what to do with their bank accounts before filing bankruptcy. Many clients are concerned that the money

Suing Another Party While in a Chapter 13 Bankruptcy Case

Bankruptcy is one area of the law that can reach far and wide and can impact numerous other areas of law.  It is not uncommon for a bankruptcy client

What Do You Do After Your Chapter 7 341 Hearing?

One of the most nerve-wracking parts of filing Chapter 7 bankruptcy is the 341 hearing (even though this is actually an administrative hearing and not

Authorized Users and Bankruptcy: What Happens On Credit Reports and What Can You Do?

One of the first questions I always ask my clients is are you an authorized user on anyone’s account or vice versa.  Why? Although legally, an

Getting A Car Loan While In a Bankruptcy Case

A very common situation that arises for our clients is the need to finance a car while still in a Chapter 13 repayment plan. During the three to five