Whenever I do a new client consultation one of the first things I do is explain the difference between Chapter 13 and Chapter 7. While the United States Bankruptcy Code provides for six distinct chapters of bankruptcy: Chapters 7, 9, 11, 12, 13 and 15, the two chapters that deal with an individual filing bankruptcy […]
After a bankruptcy petition is filed, the Court will schedule a Creditors Meeting under Rule 341 of the Bankruptcy Code. While your creditors may appear, generally only the Trustee is present to ask you questions about your petition and decision to file bankruptcy. This examination is under oath and you should review your petition and […]
After practicing bankruptcy for almost 20 years I have become very aware of the power of debt and the havoc it can wreak on someone physically, mentally, and emotionally. I have seen marriages tested (or destroyed) because of money. I have met with clients who suffered heart attacks or stokes because they had been trying […]
Many Georgia consumers do not realize that they can file a Chapter 13 bankruptcy to stop a pending foreclosure sale and allow them to restructure their mortgage arrears over several years (5 max). We frequently receive calls from stressed out homeowners who think that they will lose their home no matter what they do. With […]
Now that the economy has rebounded, and consumers actually want to keep their homes, our office is seeing a surge in victims of loan modification scams. Georgia consumers need to remember that there is NOTHING these companies do for you that you cannot do yourself. All lenders have their own loan modification forms which you […]
Personal injury law and bankruptcy law are probably the most interrelated areas of law in my practice. When people are injured they cannot work and when they cannot work they cannot pay their bills. It does not take too long before they are facing repossession, foreclosure, and creditor harassment. Filing for bankruptcy protection will stop […]
Pro bono work is a core responsibility of Saedi Law Group. Our firm is committed to serving the public good and providing legal services to those who cannot otherwise obtain legal representation. Our lawyers work on pro bono matters throughout their careers at our firm. We champion pro bono work through partner mentoring, training opportunities […]
To make 2015 your most lucrative year yet, you may have to do some things differently than what you’ve done in the past.Here are 15 action items that can put you ahead.